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A lack of proprietary technology and patents can hurt Allstate Insurance Company’s ability to compete against rivals… … "Outdated Technology (Allstate Insurance Company)" has a significant impact, so an analyst should put more weight into it. "Outdated Technology (Allstate Insurance Company)" will have a long-term negative impact on this entity, which subtracts from the entity's value. This statements will have a short-term negative impact on this entity, which subtracts from its value. This qualitative factor will lead to an increase in costs. This statement will lead to a decrease in profits. "Outdated Technology (Allstate Insurance Company)" is a difficult qualitative factor to overcome, so the investment will have to spend a lot of time trying to overcome this issue.