"HMO's high benefits" has a significant impact, so an analyst should put more weight into it. "HMO's high benefits" will have a long-term negative impact on this entity, which subtracts from the entity's value. This qualitative factor will lead to an increase in costs. This statement will lead to a decrease in profits. "HMO's high benefits" is a difficult qualitative factor to overcome, so the investment will have to spend a lot of time trying to overcome this issue.