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Consumers can change their tastes very quickly. Bank of the Philippine Islands depends on knowing which goods and services consumers want… … "Change in Tastes (Bank of the Philippine Islands)" has a significant impact, so an analyst should put more weight into it. "Change in Tastes (Bank of the Philippine Islands)" will have a long-term negative impact on this entity, which subtracts from the entity's value. This qualitative factor will lead to an increase in costs.